PRIVACY NOTICE FOR CALIFORNIA RESIDENTS UNDER THE CALIFORNIA CONSUMER PRIVACY ACT
A. INTRODUCTION
This CCPA Privacy Notice outlines how FinCrack.com ("we," "us," or "our") processes information collected from consumers who reside in California ("Consumers" as defined under the California Consumer Privacy Act of 2018, "CCPA"). The terms defined in the CCPA carry the same meaning in this Privacy Notice. This notice is an integral part of our Privacy Policy, and any terms used herein but not explicitly defined will have the meanings assigned in our Privacy Policy. For more information about your privacy rights in California, please visit California Attorney General’s Privacy Laws.
B. CATEGORIES OF PERSONAL INFORMATION
When you use our website, we collect various types of data regarding that use. This data includes “Personal Information” as defined by the CCPA, which refers to any information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a specific consumer, household, or device.
The following are the categories of Personal Information we have collected (and have collected within the last 12 months):
- Identifiers - Collected
- This includes names, email addresses, account names, IP addresses, and other similar identifiers.
- Personal Information Categories Listed in the California Customer Records Statute - Not Collected
- Includes sensitive information such as Social Security numbers, financial information, and other private data.
- Protected Classification Characteristics Under California or Federal Law - Not Collected
- This category encompasses details like age, race, gender, and other protected characteristics.
- Commercial Information - Not Collected
- Includes records of personal property and purchasing histories.
- Biometric Information - Not Collected
- Refers to data such as fingerprints or facial recognition patterns.
- Internet or Other Similar Network Activity - Collected
- This includes browsing history, search history, and interactions with our website.
- Geolocation Data - Not Collected
- Physical location or movements.
- Sensory Data - Not Collected
- Such as audio or visual information.
- Professional or Employment-Related Information - Not Collected
- Current or past job history.
- Non-Public Education Information - Not Collected
- Education records related to a student.
- Inferences Drawn from Other Personal Information - Not Collected
- Profiles based on preferences and behaviors.
C. DISCLOSURES OF PERSONAL INFORMATION FOR BUSINESS PURPOSES
In the past twelve (12) months, we have disclosed the following categories of Personal Information for business purposes:
- Category 1: Identifiers
- Category 6: Internet or other similar network activity
We may share your Personal Information with third-party service providers, data aggregators, and business partners (e.g., advertisers) under contractual agreements that require confidentiality and restrict the use of your information to the intended purpose.
D. SALE OF PERSONAL INFORMATION
The CCPA defines “sale” of personal information broadly, which can include allowing third parties to access certain information to create profiles for targeted advertising purposes. “Sale” is not limited to monetary exchanges; it includes any transfer of personal data for value.
We have engaged in selling the following categories of Personal Information in the last twelve (12) months:
- Category 1: Identifiers
- Category 6: Internet or other similar network activity
Your Personal Information may be shared with service providers (e.g., advertisers) for placing personalized advertisements on our website. To opt out of the sale of your personal information, please visit our “Do Not Sell My Personal Information” page.
E. AMENDMENTS
In compliance with the CCPA, we will review and update this Privacy Notice annually. The last revision date will be indicated in the “Last Updated” section below.Last updated on Sep. 2024